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HELPFUL TIPS |
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Coverages We Handle
- Products and Commercial Liability
- Clinical Trials
- Foreign Products
- R & D Laboratories
- Manufacturers
- Malpractice / Misc. Professional
- Directors and Officers Liabilty ("D&O")
- Employee Practices Liability
- Property Insurance
- Comercial Crime / Employee Fidelity
- Machinery Breakdown
- Loss of Research Data
- Patent Infringement
- Key Person Insurance
- Group Benefits
- Workers Compensation
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Don't under-report your property values or you may be penalized. Most policies contain a coinsurance provision that applies a penalty to a loss if values are underreported. The best prevention is to have an outside company perform a building cost appraisal on a periodic basis.

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