Coverages We Handle

Products and Commercial Liability
Clinical Trials
Foreign Products
R & D Laboratories
Manufacturers
Malpractice / Misc. Professional
Directors and Officers Liabilty ("D&O")
Employee Practices Liability
Property Insurance
Comercial Crime / Employee Fidelity
Machinery Breakdown
Loss of Research Data
Patent Infringement
Key Person Insurance
Group Benefits
Workers Compensation

Don't under-report your property values or you may be penalized. Most policies contain a coinsurance provision that applies a penalty to a loss if values are underreported. The best prevention is to have an outside company perform a building cost appraisal on a periodic basis.